Ms. Phusita Rice from Sun Gateway clearly explained the process and handled the coordination

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Ms. Phusita Rice, 51, moved to Germany about 15 years ago, where she got married and runs a massage business. Q: What is life like in Germany? Did you have to m

Think of Thailand, Think Sun Gateway

Ms. Phusita Rice, 51, moved to Germany about 15 years ago, where she got married and runs a massage business.

Q: What is life like in Germany? Did you have to make many adjustments?
A: I had to make significant adjustments in every aspect—language, culture, food, the living system, and building a new social network. It took about three years of serious learning and adaptation before things finally fell into place and I became accustomed to the German way of life.

Q: What are your plans for this condominium?
A: I wanted to own a condominium in Thailand as a place for my husband and me to stay whenever we return for holidays. Although I already have a house in Thailand, I currently share it with several relatives, which isn’t always convenient—especially since my husband is a foreigner and needs private space to relax.
Additionally, I wanted a secure, dedicated space to store important documents and personal records related to my stays and business dealings in Thailand. I felt that having my own property would offer the convenience, privacy, and suitability needed for the long term.

Q: Were you concerned that living abroad might affect your home loan application in Thailand?
A: Yes, I was worried. About three years ago, I considered taking out a loan to buy a condo but gave up because I felt discouraged and anxious about the requirements—specifically regarding proof of salary and income from overseas, as well as the complicated documentation process. And it is generally believed that it is difficult for Thais working abroad to secure loans from Thai banks.

Q: How did you find out about SUN GATEWAY?
A: I received a recommendation from a friend. I also did some additional research on Google and Facebook, which is how I discovered Sun Gateway.

Q: How was the service provided by SUN GATEWAY?
A: The Sun Gateway team provided professional advice. They planned everything and clearly explained the process step-by-step (1, 2, 3, 4). They handled coordination and follow-ups, and facilitated the document preparation between Thailand and Germany throughout the process. This really alleviated my concerns about the paperwork—which often feels outdated compared to today’s modern technology.

Q: How was the approved loan amount?
A: I was approved for a loan amount of approximately 90% of the property value. The amount was satisfactory and aligned perfectly with my financial plan.

Q: Do you have any message for other Thais working abroad who want to own a home or condo like you do?
A: Securing a loan for a home or condo in Thailand while working abroad might seem difficult, headache-inducing, or discouraging at first—especially regarding document preparation. However, with the SUN GATEWAY team—experts who provide guidance, step-by-step planning, and close coordination—every stage goes smoothly. They make it possible for Thais living abroad to own property in Thailand just as they intended.

Thank you for trusting SUN GATEWAY with your service needs, and congratulations on your new home!

Interested in applying or need more information?
Line: @Sungateway https://lin.ee/CFX3fYx
Tel: +66-2-231-6800
*Loan approval, credit limits, and terms and conditions are subject to the criteria and discretion of the Government Housing Bank.