เสียงจากลูกค้า
Ms. Anonglak Romyen Age 27. Works in the semiconductor industry in Singapore; has been living there for four years.
Q: How is life in Singapore? Did you have to make many adjustments?
A: It didn’t take long to adjust. The main adjustments involved strict regulations regarding daily life—such as prohibitions against littering or picking plants along the roadside—as well as the food, which tends to be oilier, blander, and greasier than Thai cuisine. The public transport system is comprehensive and convenient, eliminating the need for a private vehicle. However, the cost of living and housing is quite high; I share a rental unit with others, costing about 12,000 Baht per person per month.
Q: What are your plans for this house?
A: I want to take out a loan to build a new house on my existing land in Thailand for my mother to live in.
Q: Are you concerned that working abroad might affect your home loan application in Thailand?
A: Yes, I am concerned. Since I work overseas and lack knowledge about home loans, I’ve heard that most banks find it easier to approve loans for residents living in Thailand compared to those remitting money from abroad.
Q: Have you consulted with other banks before? What was the outcome?
A: I contacted one bank initially, intending for my mother to be the primary borrower. However, we ran into several issues because she receives her income in cash and doesn’t have a consistent bank statement history. Consequently, I had to switch to being the primary borrower myself.
Q: How did you find out about SUN GATEWAY?
A: I received a recommendation from my home construction contractor. I had seen other customers working abroad successfully use Sun Gateway’s services, so I decided to look into the details and read more reviews on their Facebook page.
Q: How was the service provided by Sun Gateway?
A: I was impressed by how convenient the documentation process was. I simply submitted the documents requested by the Sun Gateway staff, and they handled and managed all the subsequent steps for me.
Q: How was the approved loan amount?
A: I received approval for approximately 90–95% of the appraised value. This exceeded my expectations, as I had originally anticipated getting no more than 80%.
Q: Do you have any message for other Thais working abroad who want to own a home or condo like you?
A: For Thais working abroad who are busy, lack time to handle paperwork, or aren’t familiar with the home loan process in Thailand—if you are interested in owning a home, I recommend Sun Gateway. You just need to submit the documents the staff requests. If you have any questions, you can reach out to them anytime; the staff provides clear, easy-to-understand advice and assistance.
Thank you for trusting Sun Gateway with your service needs, and congratulations on your new home!
