Ms. Thitinat, residing in Hong Kong, went from pre-approval to full approval in just one month.

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Customer Voice

From pre-approval to full approval, it only took 1 month! I’m very impressed. The Thai loan experts abroad handled every step professionally. I’ve been here for

Think of Thailand, Think Sun Gateway

From pre-approval to full approval, it only took 1 month! I’m very impressed. The Thai loan experts abroad handled every step professionally.
I’ve been here for about 13 years. I work in architectural design.

 

Q. 13 years in Hong Kong, what’s it like? Did you have to adjust a lot?
A. Hong Kong is actually quite similar to Thailand, but maybe the working hours are a bit longer. It’s 9 am to 6 pm, but there’s usually overtime (laughs).

Q. How did you get a job abroad?
A. I applied directly to the company. Before this, I worked in Singapore, and then I submitted my portfolio to another company in Hong Kong. Then they will issue an **Employment Visa** first. After living there for 7 years, you can apply for a **Permanent Resident** visa.

**Q. What are your plans for this condo?**
**A.** I plan to have my younger brother live in one unit, and I actually come back about 6 times a year, so I come quite often. I will live there myself.** **Q.** Did you consult anyone before deciding to buy the condo?
**Yes, but the feedback was that it was a bit difficult. We talked for a long time because I’ve never financed anything here before, so I don’t have any credit.

**Q.** But with ours, you don’t need… you don’t need a guarantor either, so it will be easier.**
**A.** Yes, because I’m not comfortable co-signing with my siblings. I want to apply for the loan alone.

**Q.** Are there any issues you are concerned about regarding the condo application, or are they just the paperwork and the inconvenience of co-signing?**
**A.** Yes, because I’ve seen that since I started working in Singapore, many of my friends have started buying houses. But he used a joint loan with relatives. Actually, a friend in China said he bought it alone, but he used a bank where the interest rate was around 6% or more in the first year, if I remember correctly. It felt like the interest was really high.

Q. How did you find out about Sun Gateway?
A. I saw it on Facebook.

Q. How was the service from the Sun Gateway team?
A. They responded to emails quickly.

Q. Were there any concerns regarding the paperwork?
A. The paperwork was very detailed.

Q. How many months did it take for you?
A. Very fast! Just one month. One month after the pre-approval meeting. Exactly one month. Very fast.

Q. How did you feel when you found out the result?
A. Well, I’m in debt now (laughs). I felt like, okay, I’m in debt now. But I think it’s something that can be managed.

Q. What advice would you like to give to Thais living abroad who want to own a house or condo like you?
**I recommend using Sun Gateway. I was impressed with their professionalism and expertise in handling international documents. They provided detailed advice, answered questions, and solved problems quickly (even when their LINE account was blocked, they immediately switched to Facebook Messenger). This made getting approval easy and fast.**

Thank you for using Sun Gateway. And congratulations on your condo! Thank you.

Interested in applying or need more information?
Line: @Sungateway https://lin.ee/CFX3fYx
Tel: +66-2-231-6800
*Loan approval, loan amount, and terms and conditions are subject to the criteria and consideration of the Government Housing Bank.